One or more photo(s) has been virtually staged. Back on the market due to the previous buyer's inability to financially perform. With an acceptable offer, the seller will provide a $5,000 credit at closing. Buyers may also qualify for a lender-paid 1-point interest rate buy-down when financing through the seller's preferred lender. Charming and versatile 3-bedroom, 2-bath home offering 1,728 square feet of living space with no HOA and located outside of a flood zone. Situated on a fully fenced lot, this well-maintained property features fresh interior paint and luxury vinyl plank flooring throughout. The lower level offers a spacious living area complete with an electric fireplace, along with a full bedroom and bathroom-perfect for guests, multi-generational living, a home office, or other flexible living arrangements. You'll also find a dedicated laundry area, office nook, and generous storage space. Upstairs, enjoy a bright and inviting kitchen and dining area with access to the front balcony. The oversized primary bedroom also features direct balcony access, creating a comfortable retreat. An additional bedroom and updated bathroom complete the upper level. With separate entrances to both the upper and lower levels, this home provides added flexibility and potential for a variety of living situations. Additional highlights include a metal roof, 2018 water heater, 2016 HVAC system, and a spacious fully fenced backyard. Conveniently located near Moon Lake, shopping, dining, parks, and established neighborhoods, this property offers a unique combination of flexibility, value, and opportunity.